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Mutual fund lumpsum calculator will help you to understand what is a lumpsum mutual fund investment and calculate your investment returns. If you have a target amount or goal in mind, you can also calculate the lumpsum investment required to achieve that goal with ET Money's lumpsum calculator.
What you get:
Add ₹50,000 more to earn ₹1.75 Lacs extra
See how 
| Total Invested | Gains | Future value |
|---|---|---|
| ₹50,000 | ₹38,117 | ₹88,118 |
Top funds to fulfill your investment strategy
Top funds to fulfill your investment strategy
A lumpsum calculator is an online tool that helps you compute an estimated value of your lumpsum mutual fund investment. It is a quick and easy way for you to calculate the returns on your investment. Online mutual fund lumpsum calculators will typically ask you to enter an investment amount, the duration of investment in years and the expected rate of return per annum. By using the lump sum investment calculator, you can find the expected value of your mutual fund investment at the end of the investment period. This can help you understand whether your lumpsum investment will meet your financial goal.
A mutual fund lumpsum calculator is an easy and effective way to estimate your corpus. By simply inputting the lumpsum investment amount, duration of investment and the estimated annual rate of return, you can get an approximate value of your investment in seconds. You can also tweak the various parameters to understand how your returns may change. Some of the advantages of using a mutual fund lumpsum calculator are:
ET Money lumpsum calculator is an online tool that can help you calculate the estimated value of your lumpsum mutual fund investment within seconds. All you need to know is the lumpsum investment amount, duration of investment and your risk appetite. You can use the lumpsum calculator online to estimate the return that you can get from your investment.
For instance, if you want to make a lumpsum investment of Rs. 50,000 in a mutual fund for 7 years and you have a
Investment Amount
Choose the “Investment amount” option. Enter the desired investment amount eg. Rs. 50,000 in the “I want to invest” box.
Investment Time Period
Select the duration for which you want to invest. For e.g 7 years as the period of investment
Investment Strategy
Choose “Conservative” in the investment strategy box. ET Money’s calculator will estimate an average return based on market trends.
Then click ‘Calculate Now’ to get an estimation of your total investment, gains and maturity value at the end of the investment tenure.
The value of your lumpsum mutual fund investment depends upon the market performance of investments. However, any lumpsum calculator in mutual funds uses the same formula to estimate returns from lumpsum investments. ET Money’s mutual fund lumpsum calculator estimates your investment value using a compound interest formula.
The formula used is:
A = P (1 + r/n) ^ nt
Where,
A is the estimated return
P is the present value of the invested amount
r is the estimated rate of return(in %)
t = total duration of investment
n is the number of times interest is compounded in a year
For instance, taking the example mentioned above, assume invest Rs. 50,000 in a mutual fund for 7 years and you expect an average return of 12% per annum. The interest is assumed to be compounded annually.
The formula for lumpsum calculations can be used as follows:
A = ₹50,000 {(1+00.12/1)^7}
A = ₹50,000 x 2.2107
A = ₹1,10,535
Instead of using this formula to calculate lumpsum investment on your own, using an online calculator like ET Money’s lumpsum calculator, is a much simpler way of computing your investment value.
It depends upon your investment objective, the amount of money you have on hand and the market conditions.
SIP investments are considered the most suitable way to invest in mutual funds. You do not have to time the market at all. It is also ideal if you want to invest money regularly over a period of time. Not only does it inculcate investment discipline, but through rupee-cost averaging, you can make good returns in the long run.
A lumpsum mutual fund investment in equity funds may be suitable if you have a bulk amount available for investment during a market downturn. You can use a one time investment calculator to estimate future returns from these investments. You could buy more units because of lowered prices and benefit from appreciation in the future. Otherwise, consider a lumpsum mutual fund investment in debt funds.
Mutual fund lumpsum calculators can provide accurate estimates of your investment value depending upon the variables you enter. They do not factor in charges or market volatility.
Lumpsum investments can be great during a market downturn. When prices are low, you can purchase more units, which will appreciate and provide good returns in the long run. Otherwise, consider investing in a debt mutual fund.
Some of the top-performing mutual funds for a lumpsum investment are Canara Robeco Bluechip Equity Fund, Axis Bluechip Fund, Mirae Asset Large Cap Fund, Motilal Oswal Focused 25 Fund, HDFC Index Sensex Fund, among others.
You can invest a lumpsum amount in a mutual fund using ET Money’s mutual fund investment option. The entire process of lumpsum investment is online, hassle-free and can be completed within seconds.
When you invest money in a mutual fund just one-time, it is called a mutual fund lumpsum investment.
ET Money’s lumpsum calculator will estimate your investment value based on the initial lumpsum investment amount, duration of investment and the expected rate of return. The wealth gain will be displayed as the difference between the future value of your investment and the initial investment amount.
ET Money’s Lumpsum Calculator allows you to tweak the different parameters such as the investment amount, return and duration. You can compare different mutual fund products based on these estimations and then choose to invest in a fund that will meet your financial goal, such as going on vacation, buying your dream house or having the dream wedding.
Yes, ET Money’s Lumpsum Calculator is extremely easy to use. The online tool asks you to enter the initial lumpsum investment amount, duration, and the expected rate of return to give you the estimated value of investment within seconds. You also get a breakdown of your total investment value and the wealth gain by using the MF lumpsum calculator.
