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Successful investors don't chase returns alone.
Instead, they follow a unique plan with relentless discipline. Genius brings together their timeless wisdom packed into powerful investing strategies to deliver a hyper personalized investment experience for you.
For best returns, staying invested matters. Whether you are open to frequent ups & downs OR prefer a steady rate of return, Genius creates a perfect match. By building a personalized investment plan that balances risk & return.
9 out of 10 investment portfolios succeed due to its asset allocation. Getting it right with Equity, Debt & Gold is complex but rewarding. Our dynamic allocation model uses Equity Valuations, Interest Rates, Price Trends, and Inflation to recommend you the right allocation. Every month.
Markets change every day, your investment goals don't. The key to Wealth Creation is, risking lesser than the maximum risk defined by your investment plan. Genius monitors your portfolio 24*7 and alerts you, so you can limit the risks as per your investor personality and investment plan.
Unlike traditional rebalancing, Genius doesn't stop at just achieving targeted asset allocation. Its dynamic asset allocation model continuously looks for opportunities. So that you don't just invest early in tomorrow's winning assets but also protect gains by timely shifts within assets.
Investment plans work only when you act on the alerts and recommendations by a timely implementation. Genius helps you rebalance within different asset classes or funds with just 1 tap!
Investment plans work only when you act on the alerts and recommendations by a timely implementation. Genius helps you rebalance within different asset classes or funds with just 1 tap!
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ET Money Genius is a pack of multi-asset investment strategies. It runs on quant-based proprietary models which proactively and dynamically allocate the investment across different asset classes (Indian Equities, International Equities, Gold and Debt). The allocations are decided after computing the relative impact of various influencing factors like interest rate in the economy, inflation, changes in interest rates, equity valuations and market trends.
ET Money Genius will help you with a personalized investment plan basis your investor personality and risk profile. While you get to make the final call, it will act as a guide and help you reach your goals.
No, absolutely not. There is no lock-in needed for investing via Genius.
Genius of investing, personalized for you.
Our portfolios have, on average, grown 80% more than benchmark. ₹1L invested on Jan 1, 2007 have grown as below as of 31 Dec, 2021.
| Growth | Portfolio | Benchmark |
|---|---|---|
 High Growth | ₹19.63L | ₹6.41L |
 Growth | ₹13.58L | ₹4.91L |
 Balanced+ | ₹10.25L | ₹5.53L |
 Balanced | ₹7.51L | ₹4.47L |
 Stable | ₹5.06L | ₹3.63L |
 Shield | ₹4.32L | ₹3.26L |
| Growth | Portfolio | Benchmark |
|---|---|---|
| High Growth | ₹10.82L | ₹6.41L |
| Growth | ₹8.92L | ₹4.91L |
| Balanced+ | ₹7.71L | ₹5.53L |
| Balanced | ₹6.70L | ₹4.46L |
| Stable | ₹5.01L | ₹3.63L |
| Shield | ₹3.97L | ₹3.26L |
Our portfolios have, on an average, shown 30% lesser volatility than their benchmarks.
| Volatility | Portfolio | Benchmark |
|---|---|---|
| High Growth | 14.53% | 18.57% |
| Growth | 11.65% | 20.53% |
| Balanced+ | 9.69% | 14.87% |
| Balanced | 7.98% | 13.52% |
| Stable | 5.51% | 4.83% |
| Shield | 4.56% | 4.54% |
| Volatility | Portfolio | Benchmark |
|---|---|---|
| High Growth | 14.42% | 18.57% |
| Growth | 11.69% | 20.53% |
| Balanced+ | 9.87% | 14.87% |
| Balanced | 8.22% | 13.52% |
| Stable | 5.76% | 4.83% |
| Shield | 4.41% | 4.54% |
The worst drawdown that our portfolios have had is, on average, 40% less than their corresponding benchmark.
| Max Drawdown | Portfolio | Benchmark |
|---|---|---|
| High Growth | 42.4% | 59.4% |
| Growth | 33.2% | 62.2% |
| Balanced+ | 27.3% | 53.3% |
| Balanced | 22.0% | 49.5% |
| Stable | 8.2% | 16.1% |
| Shield | 7.4% | 15.8% |
| Max Drawdown | Portfolio | Benchmark |
|---|---|---|
| High Growth | 51.56% | 59.4% |
| Growth | 41.27% | 62.2% |
| Balanced+ | 34.01% | 53.3% |
| Balanced | 23.45% | 49.5% |
| Stable | 12.40% | 16.1% |
| Shield | 7.82% | 15.8% |
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