Great! You have sucessfully subscribed for newsletters for investments
Knowing this helps you control risk in your portfolio
Determine this by answering these simple questions.
NAV as of ( Sep 09, 2022 )
₹ 12.02 0.0 % 1-D Change
You get upto 0.76% extra returns
Sorry! A report card for this scheme is not available because it has been in existence for less than 3 years.
Select SIP date
How long should this SIP run?
Fresh Investments closed in this fund!
This fund is no longer available to invest
|ET Money Rank||Not yet ranked|
|Expense ratio||0.87% As on Oct 31, 2021|
|AUM (Fund Size)||₹ 196 Crs|
|Age||1 yrs 7 m Since Jan 20, 2021|
|Benchmark||CRISIL Hybrid 65+35 Conservative|
SIP ₹ 500 &
Lumpsum ₹ 5000
Answer a few simple questions and understand why you take the financial decisions you do.
You would have earned ₹ 1,001 more by investing in ET Money Direct Plan
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Large Cap 21.94%
Mid Cap 9.54%
Small Cap 6.65%
Other Cap 0%
Metals & Mining 4.05%
Capital Goods 3.53%
Mahindra Rural Housing Finance Ltd. 5.12%
Chhattisgarh State 4.41%
Housing Development Finance Corpn. Ltd. 3.89%
Cash & Call Money 8%
GOI Securities 31.16%
State Development Loan 5.11%
|Fund name||Annual Return %||Consistency||Value Research Rating|
|Sundaram Debt Oriented Hybrid Fund||9.85%|
|Kotak Multi Asset Allocator FoF - Dynamic||8.78%|
|Parag Parikh Conservative Hybrid Fund||8.14%|
|SBI Conservative Hybrid Fund||7.43%|
|SBI Retirement Benefit Fund - Conservative Hybrid Plan||7.15%|
|ICICI Prudential Regular Savings Fund||6.81%|
Sign-up for free to compare fund with conservative hybrid funds
|Period||Trailing returns||Category average||Rank within category|
|1 month||1.96%||1.23%||3 / 32|
|3 months||9.56%||6.05%||3 / 32|
|6 months||6.45%||3.74%||2 / 32|
|1 year||7.15%||4.75%||5 / 32|
Level of Risk in the Scheme
Investors understand that their principal will be at High risk
HYBRID CONSERVATIVE HYBRID
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Mr. Ahuja is a B.Com (H) and MMS (Finance).
Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.
Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.
Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.
Prior to joining SBI Mutaul Fund, he has worked with CNBC TV18, JP Morgan???s offshore research centre and HDFC Standard Life Insurance.
As on Jun 30, 2022
The SBI Retirement Benefit Fund - Conservative Hybrid Plan is a 1 yrs 7 m old fund and has delivered average annual returns of 12.06% since inception.
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of SBI Retirement Benefit Fund - Conservative Hybrid Plan for Sep 09, 2022 is 12.02 .
On ET Money, Investing in SBI Retirement Benefit Fund - Conservative Hybrid Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of SBI Retirement Benefit Fund - Conservative Hybrid Plan is 0.87%. .
Redeeming your investments in SBI Retirement Benefit Fund - Conservative Hybrid Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in SBI Retirement Benefit Fund - Conservative Hybrid Plan from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of SBI Retirement Benefit Fund - Conservative Hybrid Plan is ₹196 Crs.
The SBI Retirement Benefit Fund - Conservative Hybrid Plan's equity portion has been invested in the stocks of the following companies
|Company||Percentage of Portfolio|
|HDFC Bank Ltd.||2.95%|
|ICICI Bank Ltd.||2.84%|
|Maruti Suzuki India Ltd.||2.01%|
|Housing Development Finance Corpn. Ltd.||1.81%|
|Grindwell Norton Ltd.||1.62%|
|ABB India Ltd.||1.5%|
|Indian Hotels Co. Ltd.||1.41%|
|Larsen & Toubro Ltd.||1.33%|
|Ultratech Cement Ltd.||1.33%|
The SBI Retirement Benefit Fund - Conservative Hybrid Plan's equity portion is primarily invested in the following sectors -
|Sector||Percentage of Portfolio|
|Metals & Mining||4.05%|
The credit rating of the instruments in which the fund invests represents the quality of the borrower.The SBI Retirement Benefit Fund - Conservative Hybrid Plan's debt portion's allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||8%|
The top 3 debt holdings of SBI Retirement Benefit Fund - Conservative Hybrid Plan are as follows
|Holding Name||Percentage of Portfolio|
|Mahindra Rural Housing Finance Ltd.||5.12%|