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Tata Banking & PSU Debt Fund Direct - Growth

NAV as of ( Sep 09, 2022 )

11.97 0.01 % 1-D Change

6.31% p.a.

You get upto 0.49% extra returns

ET Money's Fund Report Card - Tata Banking & PSU Debt Fund

Sorry! A report card for this scheme is not available because it has been in existence for less than 3 years.

Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

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none buyable frame

Fresh Investments closed in this fund!

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Scheme Details

ET Money Rank Not yet ranked
VRO Rating 2
Expense ratio 0.23%  As on May 31, 2022
Exit Load 0%
AUM (Fund Size) 309 Crs
Lock-in No Lockin
Age 2 yrs 11 m Since Sep 19, 2019
Benchmark CRISIL Banking and PSU Debt
Min. Investment

SIP 1000  &

Lumpsum 5000

About Tata Banking & PSU Debt Fund

Tata Banking & PSU Debt Fund Direct - Growth is a Banking and PSU mutual fund scheme from Tata Mutual Fund . This fund has been in existence for 2 yrs 11 m, having been launched on 19/09/2019. Tata Banking & PSU Debt Fund Direct - Growth has ₹309 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.23%, which is close to what most other Banking And Psu funds charge.
  • Tata Banking & PSU Debt Fund Direct - Growth returns of last 1-year are 2.75%. Since launch, it has delivered 6.36% average annual returns.
  • The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
  • The fund's top holdings are in Power Finance Corpn. Ltd., Rural Electrification Corpn. Ltd., National Thermal Power Corp. Ltd., Indian Oil Corpn. Ltd., National Housing Bank.
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You would have earned ₹ 1,001 more by investing in ET Money Direct Plan

Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on May 31, 2022
Top Stock Holdings

Bifurcation by Holding is not available for this fund

Allocation by Market Cap

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Allocation by Sector

Bifurcation by Sector is not available for this fund

Top Debt Holdings

Power Finance Corpn. Ltd. 8.16%

Rural Electrification Corpn. Ltd. 8.1%

National Thermal Power Corp. Ltd. 8.09%

Indian Oil Corpn. Ltd. 8.09%

Allocation by Credit Quality

AAA 72.78%

Cash & Call Money 14.59%

SOV 12.63%

Allocation by Instruments

Debenture 36.88%

Non Convertible Debenture 31.11%

State Development Loan 12.63%

Repo 11.77%

Other Holdings

Others 11.77%

Comparison with banking and psu Funds

as on Sep 12, 2022
0.47 % p.a
This fund


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Fund name Annual Return % Consistency Value Research Rating

Trailing Returns and Ranks

as on Jun 29, 2022
Period Trailing returns Category average Rank within category
1 month 0.47% 0.57% 10 / 18
3 months 1.8% 2.03% 11 / 18
6 months 1.15% 1.8% 15 / 18
1 year 2.7% 3.17% 12 / 18


Level of Risk in the Scheme


Sorry! Our analysts are busy working on analysing a risk rating for this scheme. Please bear with us in the meantime.

Tata Banking & PSU Debt Fund


The scheme seeks to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds.

  • Std. Dev : -
  • Alpha : -
  • Beta : -
  • Sharpe : -
  • Sortino : -
  • Profile

    Amit Somani

    Mr.Somani is a B.Com, PGDBM and CFA.

    Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Tata Mutual Fund

Tata Mutual Fund



See all schemes


₹88,392 Crs

As on Jun 30, 2022

  • Email:
  • Phone: 1800-209-0101
  • Address: 9th Floor, Mafatlal Centre,
    Nariman Point,

    Mumbai, 400021

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Frequently asked questions

How are the returns of Tata Banking & PSU Debt Fund ?

The Tata Banking & PSU Debt Fund is a 2 yrs 11 m old fund and has delivered average annual returns of 6.31% since inception.

Tata Banking & PSU Debt Fund Returns

1-Year Since Inception
2.7% 6.31%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of Tata Banking & PSU Debt Fund for Sep 09, 2022 is 11.97 .

On ET Money, Investing in Tata Banking & PSU Debt Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in Tata Banking & PSU Debt Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of Tata Banking & PSU Debt Fund is 0.23%.  .

Redeeming your investments in Tata Banking & PSU Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Tata Banking & PSU Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of Tata Banking & PSU Debt Fund is ₹309 Crs.

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Banking & PSU Debt Fund allocation by credit quality is given below

Credit Quality Percentage of Portfolio
AAA 72.78%
Cash & Call Money 14.59%
SOV 12.63%

The top 3 debt holdings of Tata Banking & PSU Debt Fund are as follows

Holding Name Percentage of Portfolio
Power Finance Corpn. Ltd. 8.16%
Rural Electrification Corpn. Ltd. 8.1%
National Thermal Power Corp. Ltd. 8.09%
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