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Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth

NAV as of ( Sep 09, 2022 )

13.96 0.27 % 1-D Change

9.96% p.a.

You get upto 1.5% extra returns

ET Money's Fund Report Card - Aditya Birla Sun Life Retirement Fund - The 40s Plan

ET Money Rank

26

Out of 30

ranking
Performance Quality info

Very Poor drop-arrow

Generated returns consistently

1/5

Increased returns for each unit of additional risk info

1/5

Downside Protection info

Very Good drop-arrow

Controlled losses during market corrections

2/5

Delivered returns without frequent ups and downs

5/5

Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

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Scheme Details

ET Money Rank 26 Out of 30
VRO Rating 1
Expense ratio 0.96%  As on Oct 31, 2021
Exit Load 0%
AUM (Fund Size) 95 Crs
Lock-in 5 Years
Age 3 yrs 6 m Since Feb 19, 2019
Benchmark CRISIL Hybrid 35+65 Aggressive
Min. Investment

SIP 500  &

Lumpsum 1000

About Aditya Birla Sun Life Retirement Fund - The 40s Plan

Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth is a Aggressive Hybrid mutual fund scheme from Aditya Birla Sun Life Mutual Fund . This fund has been in existence for 3 yrs 6 m, having been launched on 19/02/2019. Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth has ₹95 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.96%, which is close to what most other Aggressive Hybrid funds charge. Currently, the fund has a 78.11% allocation to equity and 14.78% to Debt.
  • Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth returns of last 1-year are 1.09%. Since launch, it has delivered 10.01% average annual returns.
  • Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct - Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
  • The fund's equity portion is primarily invested in Financial, Technology, Healthcare, Consumer Discretionary, Automobile sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
  • The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
  • The fund's top 5 holdings are in ICICI Bank Ltd., Infosys Ltd., Housing Development Finance Corpn. Ltd., HDFC Bank Ltd., Rural Electrification Corpn. Ltd..
.....
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Nov 30, 2021
Allocation by Market Cap

Large Cap 49.59%

Mid Cap 16.81%

Small Cap 11.71%

Other Cap 0%

Allocation by Sector

Financial 24.84%

Technology 7.69%

Healthcare 7.14%

Consumer Discretionary 7.14%

Top Debt Holdings

Others 4.65%

Rural Electrification Corpn. Ltd. 4.24%

Tamilnadu State 2.16%

Housing Development Finance Corpn. Ltd. 1.09%

Allocation by Credit Quality

Cash & Call Money 11.76%

AAA 6.39%

SOV 3.74%

Allocation by Instruments

Net Receivables 7.11%

CBLO 4.65%

Bonds 4.24%

State Development Loan 2.68%

Other Holdings

Others 7.11%

Comparison with aggressive hybrid Funds

as on Sep 12, 2022
Average
1.98%
1.48 % p.a
This fund

Lowest
0.99%

Highest
5.9%
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Trailing Returns and Ranks

as on Dec 17, 2021
Period Trailing returns Category average Rank within category
1 month 1.48% 2.01% 26 / 31
3 months 12.03% 12.49% 19 / 31
6 months 7.13% 7.17% 15 / 31
1 year 1.2% 4.85% 25 / 31
3 years 12.69% 17.81% 28 / 29

Riskometer

Level of Risk in the Scheme

Very High

Investors understand that their principal will be at Very High risk

Aditya Birla Sun Life Retirement Fund - The 40s Plan

HYBRID AGGRESSIVE HYBRID

The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments.

  • Std. Dev : 15.09
  • Alpha : -0.73
  • Beta : 0.77
  • Sharpe : 0.65
  • Sortino : 0.79
  • Profile

    Harshil Suvarnkar

    Mr. Suvarnkar has done B.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

    Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

  • Profile

    Dhaval Shah

    Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

    Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund

# SCHEMES

62

See all schemes

TOTAL AUM:

₹2,82,183 Crs

As on Jun 30, 2022

  • Address: One India Bulls Center - Tower 1,
    17th Floor - Jupiter Mills Compound,
    841 Senapati Bhawan, Elphinstone Road,
    Mumbai, 400013

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Frequently asked questions

How are the returns of Aditya Birla Sun Life Retirement Fund - The 40s Plan ?

The Aditya Birla Sun Life Retirement Fund - The 40s Plan is a 3 yrs 6 m old fund and has delivered average annual returns of 9.96% since inception.

Aditya Birla Sun Life Retirement Fund - The 40s Plan Returns

1-Year 3-Year Since Inception
1.2% 12.69% 9.96%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan for Sep 09, 2022 is 13.96 .

Aditya Birla Sun Life Retirement Fund - The 40s Plan has an ET Money Rank of # 26 of 30 and a consistency rating of 1 .

This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.

On ET Money, Investing in Aditya Birla Sun Life Retirement Fund - The 40s Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in Aditya Birla Sun Life Retirement Fund - The 40s Plan is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of Aditya Birla Sun Life Retirement Fund - The 40s Plan is 0.96%.  .

Redeeming your investments in Aditya Birla Sun Life Retirement Fund - The 40s Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life Retirement Fund - The 40s Plan from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of Aditya Birla Sun Life Retirement Fund - The 40s Plan is ₹95 Crs.

The Aditya Birla Sun Life Retirement Fund - The 40s Plan's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
ICICI Bank Ltd. 7.25%
Infosys Ltd. 5.12%
Housing Development Finance Corpn. Ltd. 4.44%
HDFC Bank Ltd. 4.42%
Reliance Industries Ltd. 3.95%
Larsen & Toubro Ltd. 3.85%
Ultratech Cement Ltd. 2.64%
Honeywell Automation India Ltd. 2.58%
State Bank of India 2.53%
Fortis Healthcare (India) Ltd 2.48%

The Aditya Birla Sun Life Retirement Fund - The 40s Plan's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Financial 24.84%
Technology 7.69%
Healthcare 7.14%
Consumer Discretionary 7.14%
Automobile 7.01%
Consumer Staples 4.72%
Energy 3.95%
Services 3.88%
Construction 3.85%
Materials 2.64%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Retirement Fund - The 40s Plan's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
Cash & Call Money 11.76%
AAA 6.39%
SOV 3.74%

The top 3 debt holdings of Aditya Birla Sun Life Retirement Fund - The 40s Plan are as follows

Holding Name Percentage of Portfolio
Others 4.65%
Rural Electrification Corpn. Ltd. 4.24%
Tamilnadu State 2.16%
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