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UTI Floater Fund Direct - Growth

NAV as of ( Sep 09, 2022 )

1,280.08 0.0 % 1-D Change

6.57% p.a.

You get upto 0.5% extra returns

ET Money's Fund Report Card - UTI Floater Fund

ET Money Rank


Out of 7

Performance Quality info

Excellent drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Excellent drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

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Scheme Details

ET Money Rank 1 Out of 7
VRO Rating N.A.
Expense ratio 0.34%  As on May 31, 2022
Exit Load 0%
AUM (Fund Size) 2,018 Crs
Lock-in No Lockin
Age 3 yrs 11 m Since Oct 12, 2018
Benchmark CRISIL Low Duration Debt
Min. Investment

SIP 2500  &

Lumpsum 5000

About UTI Floater Fund

UTI Floater Fund Direct - Growth is a Floater mutual fund scheme from Uti Mutual Fund . This fund has been in existence for 3 yrs 11 m, having been launched on 12/10/2018. UTI Floater Fund Direct - Growth has ₹2,018 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.34%, which is close to what most other Floater funds charge.
  • UTI Floater Fund Direct - Growth returns of last 1-year are 3.27%. Since launch, it has delivered 6.60% average annual returns.
  • UTI Floater Fund Direct - Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
  • The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
  • The fund's top holdings are in Reserve Bank of India, GOI, Canara Bank, Export-Import Bank Of India, Rural Electrification Corpn. Ltd..
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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on May 31, 2022
Top Stock Holdings

Bifurcation by Holding is not available for this fund

Allocation by Market Cap

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Allocation by Sector

Bifurcation by Sector is not available for this fund

Top Debt Holdings

Reserve Bank of India 12.58%

GOI 11.85%

Canara Bank 9.54%

Export-Import Bank Of India 7.67%

Allocation by Credit Quality

AAA 41.63%

A1+ 25.58%

SOV 25.16%

Cash & Call Money 7.34%

Allocation by Instruments

Certificate of Deposit 25.58%

Non Convertible Debenture 21.03%

Debenture 18.13%

Treasury Bills 12.58%

Other Holdings

Others 7.34%

Comparison with floater Funds

as on Sep 12, 2022
0.53 % p.a
This fund


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Trailing Returns and Ranks

as on Jun 27, 2022
Period Trailing returns Category average Rank within category
1 month 0.53% 0.66% 8 / 12
3 months 1.44% 1.73% 11 / 12
6 months 2.08% 2.23% 8 / 12
1 year 3.24% 3.54% 9 / 12
3 years 5.64% 6.23% 6 / 7


Level of Risk in the Scheme


Sorry! Our analysts are busy working on analysing a risk rating for this scheme. Please bear with us in the meantime.

UTI Floater Fund


The scheme seeks to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments.

  • Std. Dev : 1.08
  • Alpha : 3.62
  • Beta : 1.66
  • Sharpe : 1.87
  • Sortino : 4.24
  • Profile

    Sudhir Agrawal

    Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.

    Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.

UTI Mutual Fund

UTI Mutual Fund



See all schemes


₹2,24,279 Crs

As on Jun 30, 2022

  • Phone: 0263 2296993
  • Address: 1st Floor, Signature, Office No.103
    Valsad Dharampur Road

    Mumbai, 396001

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Frequently asked questions

How are the returns of UTI Floater Fund ?

The UTI Floater Fund is a 3 yrs 11 m old fund and has delivered average annual returns of 6.57% since inception.

UTI Floater Fund Returns

1-Year 3-Year Since Inception
3.24% 5.64% 6.57%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of UTI Floater Fund for Sep 09, 2022 is 1,280.08 .

UTI Floater Fund has an ET Money Rank of # 1 of 7 and a consistency rating of 5 .

This indicates the fund has not only delivered solid returns in the past but has done so with exceptional consistency. All this means UTI Floater Fund can be a good addition to your portfolio.

On ET Money, Investing in UTI Floater Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in UTI Floater Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of UTI Floater Fund is 0.34%.  .

Redeeming your investments in UTI Floater Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Floater Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of UTI Floater Fund is ₹2,018 Crs.

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Floater Fund allocation by credit quality is given below

Credit Quality Percentage of Portfolio
AAA 41.63%
A1+ 25.58%
SOV 25.16%

The top 3 debt holdings of UTI Floater Fund are as follows

Holding Name Percentage of Portfolio
Reserve Bank of India 12.58%
GOI 11.85%
Canara Bank 9.54%
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