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UTI Equity Savings Fund Direct - Growth

NAV as of ( Sep 09, 2022 )

14.12 0.09 % 1-D Change

8.91% p.a.

You get upto 0.83% extra returns

ET Money's Fund Report Card - UTI Equity Savings Fund

ET Money Rank


Out of 18

Performance Quality info

Very Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Very Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

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Scheme Details

ET Money Rank 1 Out of 18
VRO Rating 4
Expense ratio 0.67%  As on May 31, 2022
Exit Load 1.0% info
AUM (Fund Size) 258 Crs
Lock-in No Lockin
Age 4 yrs 1 m Since Aug 10, 2018
Benchmark CRISIL Equity Saving
Min. Investment

SIP 500  &

Lumpsum 5000

About UTI Equity Savings Fund

UTI Equity Savings Fund Direct - Growth is a Equity Savings mutual fund scheme from Uti Mutual Fund . This fund has been in existence for 4 yrs 1 m, having been launched on 10/08/2018. UTI Equity Savings Fund Direct - Growth has ₹258 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.67%, which is close to what most other Equity Savings funds charge. Currently, the fund has a 69.59% allocation to equity and 18.43% to Debt.
  • UTI Equity Savings Fund Direct - Growth returns of last 1-year are 6.51%. Since launch, it has delivered 8.95% average annual returns.
  • UTI Equity Savings Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
  • The fund's equity portion is primarily invested in Financial, Technology, Energy, Materials, Metals & Mining sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
  • The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
  • The fund's top 5 holdings are in Infosys Ltd., Housing Development Finance Corpn. Ltd., Grasim Industries Ltd., GOI, Reliance Industries Ltd..
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Investment Returns Calculator

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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on May 31, 2022
Allocation by Market Cap

Large Cap 68.34%

Mid Cap 1.25%

Small Cap 0%

Other Cap 0%

Allocation by Sector

Financial 21.47%

Technology 10.07%

Energy 8.48%

Materials 5.79%

Top Debt Holdings

GOI 5.59%

Indian Bank 2.7%

Punjab National Bank 2.13%

National Thermal Power Corp. Ltd. 2.02%

Allocation by Credit Quality

Cash & Call Money 11.97%

SOV 7.65%

Term Deposits 4.95%

A1+ 3.81%

Allocation by Instruments

Net Current Assets 11.97%

GOI Securities 5.59%

Short Term Deposit 4.95%

Certificate of Deposit 3.81%

Other Holdings

Others 11.97%

Comparison with equity savings Funds

as on Sep 12, 2022
0.88 % p.a
This fund


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Trailing Returns and Ranks

as on Jun 22, 2022
Period Trailing returns Category average Rank within category
1 month 0.88% 0.93% 10 / 18
3 months 6.3% 5.56% 7 / 18
6 months 4.85% 3.78% 3 / 18
1 year 6.52% 4.44% 4 / 18
3 years 11.24% 10.6% 9 / 18


Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

UTI Equity Savings Fund


The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

  • Std. Dev : 7.97
  • Alpha : 1.57
  • Beta : 1.04
  • Sharpe : 0.93
  • Sortino : 1.1
  • Profile

    Sunil Patil

    Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

    He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

  • Profile

    V Srivatsa

    Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

    Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

UTI Mutual Fund

UTI Mutual Fund



See all schemes


₹2,24,279 Crs

As on Jun 30, 2022

  • Phone: 0263 2296993
  • Address: 1st Floor, Signature, Office No.103
    Valsad Dharampur Road

    Mumbai, 396001

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Frequently asked questions

How are the returns of UTI Equity Savings Fund ?

The UTI Equity Savings Fund is a 4 yrs 1 m old fund and has delivered average annual returns of 8.91% since inception.

UTI Equity Savings Fund Returns

1-Year 3-Year Since Inception
6.52% 11.24% 8.91%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of UTI Equity Savings Fund for Sep 09, 2022 is 14.12 .

UTI Equity Savings Fund has an ET Money Rank of # 1 of 18 and a consistency rating of 4 .

This indicates the fund has not only delivered solid returns in the past but has done so with exceptional consistency. All this means UTI Equity Savings Fund can be a good addition to your portfolio.

On ET Money, Investing in UTI Equity Savings Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in UTI Equity Savings Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of UTI Equity Savings Fund is 0.67%.  .

Redeeming your investments in UTI Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of UTI Equity Savings Fund is ₹258 Crs.

The UTI Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
Infosys Ltd. 7.17%
Housing Development Finance Corpn. Ltd. 6.79%
Grasim Industries Ltd. 5.79%
Reliance Industries Ltd. 4.8%
Axis Bank Ltd. 3.84%
ICICI Bank Ltd. 3.66%
HDFC Bank Ltd. 3.44%
ITC Ltd. 2.7%
JSW Steel Ltd. 2.55%
SBI Life Insurance Company Ltd. 2.55%

The UTI Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Financial 21.47%
Technology 10.07%
Energy 8.48%
Materials 5.79%
Metals & Mining 4.97%
Automobile 4.77%
Consumer Staples 4.62%
Healthcare 2.74%
Insurance 2.55%
Construction 2.13%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Equity Savings Fund's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
Cash & Call Money 11.97%
SOV 7.65%
Term Deposits 4.95%

The top 3 debt holdings of UTI Equity Savings Fund are as follows

Holding Name Percentage of Portfolio
GOI 5.59%
Indian Bank 2.7%
Punjab National Bank 2.13%
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