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NAV as of ( Sep 09, 2022 )
₹ 28.41 0.13 % 1-D Change
You get upto 1.35% extra returns
ET Money Rank
Out of 30
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
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|ET Money Rank||18 Out of 30|
|Expense ratio||1.1% As on Jul 31, 2022|
|AUM (Fund Size)||₹ 883 Crs|
|Age||6 yrs 7 m Since Feb 05, 2016|
|Benchmark||NIFTY 50 Hybrid Composite Debt 65:35|
SIP ₹ 300 &
Lumpsum ₹ 5000
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Large Cap 37.83%
Mid Cap 6.05%
Small Cap 23.11%
Other Cap 0%
Capital Goods 6.64%
Power Finance Corpn. Ltd. 2.94%
Embassy Office Parks REIT 2.8%
Reliance Utilities and Power Pvt. Ltd 1.15%
Cash & Call Money 15.69%
GOI Securities 9.55%
Reverse Repo 8.87%
|Fund name||Annual Return %||Consistency||Value Research Rating|
|Quant Absolute Fund||19.95%|
|ICICI Prudential Equity & Debt Fund||14.88%|
|ICICI Prudential Thematic Advantage Fund (FOF)||14.51%|
|Baroda BNP Paribas Aggressive Hybrid Fund||13.84%|
|Canara Robeco Equity Hybrid Fund||12.97%|
|Edelweiss Aggressive Hybrid Fund||12.67%|
|HDFC Retirement Savings Fund - Hybrid Equity Plan||12.61%|
Sign-up for free to compare fund with aggressive hybrid funds
|Period||Trailing returns||Category average||Rank within category|
|1 month||2.05%||2.01%||12 / 31|
|3 months||11.85%||12.49%||24 / 31|
|6 months||8.22%||7.17%||7 / 31|
|1 year||5.11%||4.85%||13 / 31|
|3 years||18.42%||17.81%||8 / 29|
|5 years||12.61%||11.6%||9 / 23|
Level of Risk in the Scheme
Investors understand that their principal will be at Very High risk
HYBRID AGGRESSIVE HYBRID
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
He is an MBA from Clemson University, USA.
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.
Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment ??? Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
As on Jun 30, 2022
The HDFC Retirement Savings Fund - Hybrid Equity Plan is a 6 yrs 7 m old fund and has delivered average annual returns of 17.29% since inception.
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of HDFC Retirement Savings Fund - Hybrid Equity Plan for Sep 09, 2022 is 28.41 .
HDFC Retirement Savings Fund - Hybrid Equity Plan has an ET Money Rank of # 18 of 30 and a consistency rating of 4 .
This indicates the fund has generated average returns. However, whatever returns the fund delivers, it does so with exceptional consistency. You can consider this fund if the predictability of returns is what you are looking for
On ET Money, Investing in HDFC Retirement Savings Fund - Hybrid Equity Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of HDFC Retirement Savings Fund - Hybrid Equity Plan is 1.1%. .
Redeeming your investments in HDFC Retirement Savings Fund - Hybrid Equity Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in HDFC Retirement Savings Fund - Hybrid Equity Plan from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of HDFC Retirement Savings Fund - Hybrid Equity Plan is ₹883 Crs.
The HDFC Retirement Savings Fund - Hybrid Equity Plan's equity portion has been invested in the stocks of the following companies
|Company||Percentage of Portfolio|
|ICICI Bank Ltd.||4.9%|
|HDFC Bank Ltd.||4.33%|
|Reliance Industries Ltd.||4.05%|
|Housing Development Finance Corpn. Ltd.||2.83%|
|Larsen & Toubro Ltd.||2.29%|
|Bharti Airtel Ltd.||2.06%|
|Axis Bank Ltd.||2.04%|
|State Bank of India||2.01%|
The HDFC Retirement Savings Fund - Hybrid Equity Plan's equity portion is primarily invested in the following sectors -
|Sector||Percentage of Portfolio|
The credit rating of the instruments in which the fund invests represents the quality of the borrower.The HDFC Retirement Savings Fund - Hybrid Equity Plan's debt portion's allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||15.69%|
The top 3 debt holdings of HDFC Retirement Savings Fund - Hybrid Equity Plan are as follows
|Holding Name||Percentage of Portfolio|
|Power Finance Corpn. Ltd.||2.94%|
|Embassy Office Parks REIT||2.8%|