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NAV as of ( Sep 09, 2022 )
₹ 18.44 0.07 % 1-D Change
Returns
9.76% p.a.
You get upto 1.31% extra returns
ET Money Rank
8
Out of 28
Very Good
Generated returns consistently
3/5
Increased returns for each unit of additional risk
5/5
Very Good
Controlled losses during market corrections
4/5
Delivered returns without frequent ups and downs
4/5
Fresh Investments closed in this fund!
This fund is no longer available to invest
ET Money Rank | 8 Out of 28 |
VRO Rating | |
Expense ratio | 0.99% As on Jul 31, 2022 |
Exit Load | 0% |
AUM (Fund Size) | ₹ 145 Crs |
Lock-in | 5 Years |
Age | 6 yrs 7 m Since Feb 05, 2016 |
Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 |
Min. Investment |
SIP ₹ 300 & Lumpsum ₹ 5000 |
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Large Cap 13.78%
Mid Cap 1.55%
Small Cap 6.05%
Other Cap -0%
Financial 5.89%
Energy 1.95%
Consumer Staples 1.86%
Technology 1.53%
GOI 34.08%
Tata Motor Finance Ltd. 6.7%
Indian Railway Finance Corpn. Ltd. 3.62%
Housing Development Finance Corpn. Ltd. 3.24%
SOV 37.58%
Cash & Call Money 23.64%
AAA 10.7%
AA- 6.7%
GOI Securities 34.08%
Reverse Repo 12.48%
Debenture 9.96%
Repo 9.05%
Others 9.05%
Fund name | Annual Return % | Consistency | Value Research Rating |
---|---|---|---|
Kotak Multi Asset Allocator FoF - Dynamic | 14.8% | ||
Kotak Debt Hybrid Fund | 9.8% | ||
Canara Robeco Conservative Hybrid Fund | 8.95% | ||
ICICI Prudential Regular Savings Fund | 8.92% | ||
ICICI Prudential Income Optimizer Fund (FOF) | 8.48% | ||
SBI Conservative Hybrid Fund | 8.39% | ||
HDFC Retirement Savings Fund - Hybrid Debt Plan | 7.7% |
Period | Trailing returns | Category average | Rank within category |
---|---|---|---|
1 month | 1.39% | 1.23% | 10 / 32 |
3 months | 6.22% | 6.05% | 10 / 32 |
6 months | 4.42% | 3.74% | 9 / 32 |
1 year | 5.15% | 4.75% | 16 / 32 |
3 years | 9.45% | 9.46% | 14 / 28 |
5 years | 7.7% | 7.36% | 10 / 26 |
Level of Risk in the Scheme
Investors understand that their principal will be at Moderately High risk
HYBRID CONSERVATIVE HYBRID
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Shobhit Mehrotra
He is an MBA from Clemson University, USA.
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Amar Kalkundrikar
Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.
Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment ??? Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.
Srinivasan Ramamurthy
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
TOTAL AUM:
₹4,18,852 Crs
As on Jun 30, 2022
The HDFC Retirement Savings Fund - Hybrid Debt Plan is a 6 yrs 7 m old fund and has delivered average annual returns of 9.76% since inception.
1-Year | 3-Year | 5-Year | Since Inception |
---|---|---|---|
5.15% | 9.45% | 7.7% | 9.76% |
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of HDFC Retirement Savings Fund - Hybrid Debt Plan for Sep 09, 2022 is 18.44 .
HDFC Retirement Savings Fund - Hybrid Debt Plan has an ET Money Rank of # 8 of 28 and a consistency rating of 3 .
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
On ET Money, Investing in HDFC Retirement Savings Fund - Hybrid Debt Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of HDFC Retirement Savings Fund - Hybrid Debt Plan is 0.99%. .
Redeeming your investments in HDFC Retirement Savings Fund - Hybrid Debt Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in HDFC Retirement Savings Fund - Hybrid Debt Plan from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of HDFC Retirement Savings Fund - Hybrid Debt Plan is ₹145 Crs.
The HDFC Retirement Savings Fund - Hybrid Debt Plan's equity portion has been invested in the stocks of the following companies
Company | Percentage of Portfolio |
---|---|
ICICI Bank Ltd. | 1.65% |
HDFC Bank Ltd. | 1.38% |
Reliance Industries Ltd. | 1.09% |
Infosys Ltd. | 0.98% |
Larsen & Toubro Ltd. | 0.89% |
Housing Development Finance Corpn. Ltd. | 0.84% |
Bharti Airtel Ltd. | 0.83% |
State Bank of India | 0.77% |
ITC Ltd. | 0.77% |
Axis Bank Ltd. | 0.67% |
The HDFC Retirement Savings Fund - Hybrid Debt Plan's equity portion is primarily invested in the following sectors -
Sector | Percentage of Portfolio |
---|---|
Financial | 5.89% |
Energy | 1.95% |
Consumer Staples | 1.86% |
Technology | 1.53% |
Capital Goods | 1.52% |
Healthcare | 1.42% |
Automobile | 1.27% |
Construction | 0.89% |
Communication | 0.83% |
Services | 0.82% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The HDFC Retirement Savings Fund - Hybrid Debt Plan's debt portion's allocation by credit quality is given belowCredit Quality | Percentage of Portfolio |
SOV | 37.58% |
Cash & Call Money | 23.64% |
AAA | 10.7% |
The top 3 debt holdings of HDFC Retirement Savings Fund - Hybrid Debt Plan are as follows
Holding Name | Percentage of Portfolio |
GOI | 34.08% |
Tata Motor Finance Ltd. | 6.7% |
Indian Railway Finance Corpn. Ltd. | 3.62% |