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NAV as of ( Sep 09, 2022 )

19.22 0.17 % 1-D Change

9.44% p.a.

You get upto 0.55% extra returns

ET Money's Fund Report Card - SBI Equity Savings Fund

ET Money Rank


Out of 18

Performance Quality info

Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

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Scheme Details

ET Money Rank 2 Out of 18
VRO Rating 4
Expense ratio 0.64%  As on Jul 31, 2022
Exit Load 0.1% info
AUM (Fund Size) 2,443 Crs
Lock-in No Lockin
Age 7 yrs 4 m Since May 11, 2015
Benchmark NIFTY Equity Savings TRI
Min. Investment

SIP 500  &

Lumpsum 1000

About SBI Equity Savings Fund

SBI Equity Savings Fund Direct-Growth is a Equity Savings mutual fund scheme from Sbi Mutual Fund . This fund has been in existence for 7 yrs 4 m, having been launched on 11/05/2015. SBI Equity Savings Fund Direct-Growth has ₹2,443 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.64%, which is close to what most other Equity Savings funds charge. Currently, the fund has a 40.09% allocation to equity and 27.53% to Debt.
  • SBI Equity Savings Fund Direct-Growth returns of last 1-year are 4.08%. Since launch, it has delivered 9.37% average annual returns.
  • SBI Equity Savings Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
  • The fund's equity portion is primarily invested in Financial, Services, Automobile, Healthcare, Chemicals sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
  • The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
  • The fund's top 5 holdings are in GOI, Reserve Bank of India, Adani Ports and Special Economic Zone Ltd., ICICI Bank Ltd., Housing Development Finance Corpn. Ltd..
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Investment Returns Calculator

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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Allocation by Market Cap

Large Cap 23.56%

Mid Cap 9.29%

Small Cap 7.24%

Other Cap 0%

Allocation by Sector

Financial 15.53%

Services 12.55%

Automobile 6.13%

Healthcare 5.68%

Top Debt Holdings

GOI 7.01%

Reserve Bank of India 5.97%

Tata Motor Finance Ltd. 2.6%

India Grid Trust 2.03%

Allocation by Credit Quality

Cash 30.46%

SOV 17.66%

AAA 5.41%

AA- 2.6%

Allocation by Instruments

Cash Margin 30.46%

Debenture 7.01%

GOI Securities 7.01%

Treasury Bills 5.97%

Other Holdings

Others 2.25%

Comparison with equity savings Funds

as on Sep 12, 2022
1.99 % p.a
This fund


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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 1.99% 0.93% 1 / 18
3 months 6.3% 5.56% 8 / 18
6 months 3.51% 3.78% 10 / 18
1 year 4.12% 4.44% 9 / 18
3 years 11.75% 10.6% 5 / 18
5 years 8.64% 7.86% 6 / 14


Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

SBI Equity Savings Fund


The scheme seeks to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

  • Std. Dev : 10.22
  • Alpha : 0.27
  • Beta : 1.34
  • Sharpe : 0.77
  • Sortino : 0.84
  • Profile

    Neeraj Kumar

    Mr.Kumar is a B.Com(H) and ACA.

    Prior to joining SBI AMC he has worked with SBI Funds Management Pvt. Ltd. and LIC.

  • Profile

    Mansi Sajeja

    Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.

    Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

  • Profile

    Nidhi Chawla

    Ms. Chawla holds BBS degree and has also done MBE and CFA.

    She joined SBI Mutual Fund in May 2007. She has been working as an equity research analyst covering various sectors including Real Estate, Infrastructure and Construction.

SBI Mutual Fund

SBI Mutual Fund



See all schemes


₹6,48,641 Crs

As on Jun 30, 2022

  • Phone: 022-61793000 / 1800-425-5425
  • Address: 9th Floor-Crescenzo, C-38 & 39-
    G Block, Bandra-Kurla Complex,
    Bandra (East)
    Mumbai, 400051

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Frequently asked questions

How are the returns of SBI Equity Savings Fund ?

The SBI Equity Savings Fund is a 7 yrs 4 m old fund and has delivered average annual returns of 9.44% since inception.

SBI Equity Savings Fund Returns

1-Year 3-Year 5-Year Since Inception
4.12% 11.75% 8.64% 9.44%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of SBI Equity Savings Fund for Sep 09, 2022 is 19.22 .

SBI Equity Savings Fund has an ET Money Rank of # 2 of 18 and a consistency rating of 3 .

This indicates the fund has generated solid returns, however, the consistency at which it generates returns is not so great. If you won't get restless during periods of low returns, you can go for this fund.

On ET Money, Investing in SBI Equity Savings Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in SBI Equity Savings Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of SBI Equity Savings Fund is 0.64%.  .

Redeeming your investments in SBI Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of SBI Equity Savings Fund is ₹2,443 Crs.

The SBI Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
Adani Ports and Special Economic Zone Ltd. 4.65%
ICICI Bank Ltd. 3.13%
Housing Development Finance Corpn. Ltd. 2.99%
Maruti Suzuki India Ltd. 2.82%
Reliance Industries Ltd. 2.81%
Max Healthcare Institute Ltd. 1.95%
Tata Steel Ltd. 1.9%
Axis Bank Ltd. 1.73%
Delhivery Ltd. 1.72%
Larsen & Toubro Ltd. 1.65%

The SBI Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Financial 15.53%
Services 12.55%
Automobile 6.13%
Healthcare 5.68%
Chemicals 4.5%
Consumer Staples 4.34%
Textiles 3.48%
Metals & Mining 3.47%
Energy 3.41%
Construction 2.93%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The SBI Equity Savings Fund's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
Cash 30.46%
SOV 17.66%
AAA 5.41%

The top 3 debt holdings of SBI Equity Savings Fund are as follows

Holding Name Percentage of Portfolio
GOI 7.01%
Reserve Bank of India 5.97%
Tata Motor Finance Ltd. 2.6%
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