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NAV as of ( Sep 09, 2022 )
₹ 17.53 -0.02 % 1-D Change
You get upto 0.89% extra returns
ET Money Rank
Out of 28
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
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|ET Money Rank||15 Out of 28|
|Expense ratio||1.24% As on Jul 31, 2022|
|AUM (Fund Size)||₹ 194 Crs|
|Age||7 yrs 7 m Since Jan 22, 2015|
|Benchmark||CRISIL Hybrid 85+15 Conservative|
SIP ₹ 500 &
Lumpsum ₹ 5000
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Large Cap 14.74%
Mid Cap 3.13%
Small Cap 2.09%
Other Cap 0%
Cash & Call Money 5.87%
GOI Securities 38.62%
Central Government Loan 35.52%
Net Current Assets 1.47%
|Fund name||Annual Return %||Consistency||Value Research Rating|
|Kotak Multi Asset Allocator FoF - Dynamic||14.8%|
|Kotak Debt Hybrid Fund||9.8%|
|Canara Robeco Conservative Hybrid Fund||8.95%|
|ICICI Prudential Regular Savings Fund||8.92%|
|ICICI Prudential Income Optimizer Fund (FOF)||8.48%|
|SBI Conservative Hybrid Fund||8.39%|
|Nippon India Retirement Fund - Income Generation Scheme||6.45%|
Sign-up for free to compare fund with conservative hybrid funds
|Period||Trailing returns||Category average||Rank within category|
|1 month||2.75%||1.23%||1 / 32|
|3 months||8%||6.05%||5 / 32|
|6 months||3.4%||3.74%||19 / 32|
|1 year||2.54%||4.75%||24 / 32|
|3 years||7.41%||9.46%||24 / 28|
|5 years||6.45%||7.36%||20 / 26|
Level of Risk in the Scheme
Investors understand that their principal will be at Moderately High risk
HYBRID CONSERVATIVE HYBRID
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
ACA, MBA (Finance), Cleared CFA Level III
Prior to joining Nippon India AMC as Fund Manager - Equity, he was associated with RNLAM as Sr. Analyst Equity Investment (01-Feb-2011 to 01-Jan-2017), Macquarie Capital Securities (India) Pvt Ltd - Analyst Equity Research (Aug 2007 to Dec 2010), JP Morgan Services (India) Pvt Ltd - Associate Convertible Bonds Research (Sept 2005 to Jul 2007).
Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
As on Jun 30, 2022
Nippon India Retirement Fund - Income Generation Scheme
Kotak Multi Asset Allocator FoF - Dynamic
The Nippon India Retirement Fund - Income Generation Scheme is a 7 yrs 7 m old fund and has delivered average annual returns of 7.67% since inception.
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of Nippon India Retirement Fund - Income Generation Scheme for Sep 09, 2022 is 17.53 .
Nippon India Retirement Fund - Income Generation Scheme has an ET Money Rank of # 15 of 28 and a consistency rating of 2 .
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
On ET Money, Investing in Nippon India Retirement Fund - Income Generation Scheme is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of Nippon India Retirement Fund - Income Generation Scheme is 1.24%. .
Redeeming your investments in Nippon India Retirement Fund - Income Generation Scheme is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Nippon India Retirement Fund - Income Generation Scheme from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of Nippon India Retirement Fund - Income Generation Scheme is ₹194 Crs.
The Nippon India Retirement Fund - Income Generation Scheme's equity portion has been invested in the stocks of the following companies
|Company||Percentage of Portfolio|
|Reliance Industries Ltd.||1.56%|
|HDFC Bank Ltd.||1.38%|
|ICICI Bank Ltd.||1.37%|
|Larsen & Toubro Ltd.||1.09%|
|State Bank of India||0.96%|
|Axis Bank Ltd.||0.93%|
|Tata Consultancy Services Ltd.||0.66%|
|Housing Development Finance Corpn. Ltd.||0.63%|
|SBI Cards & Payments Services Ltd.||0.62%|
The Nippon India Retirement Fund - Income Generation Scheme's equity portion is primarily invested in the following sectors -
|Sector||Percentage of Portfolio|
The credit rating of the instruments in which the fund invests represents the quality of the borrower.The Nippon India Retirement Fund - Income Generation Scheme's debt portion's allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||5.87%|
The top 3 debt holdings of Nippon India Retirement Fund - Income Generation Scheme are as follows
|Holding Name||Percentage of Portfolio|