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NAV as of ( Sep 09, 2022 )

20.36 0.06 % 1-D Change

9.39% p.a.

You get upto 1.03% extra returns

ET Money's Fund Report Card - Kotak Equity Savings Fund

ET Money Rank


Out of 18

Performance Quality info

Very Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

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Scheme Details

ET Money Rank 5 Out of 18
VRO Rating 4
Expense ratio 1.09%  As on Aug 31, 2022
Exit Load 1.0% info
AUM (Fund Size) 1,972 Crs
Lock-in No Lockin
Age 7 yrs 11 m Since Sep 17, 2014
Benchmark NIFTY Equity Savings TRI
Min. Investment

SIP 1000  &

Lumpsum 5000

About Kotak Equity Savings Fund

Kotak Equity Savings Fund Direct-Growth is a Equity Savings mutual fund scheme from Kotak Mahindra Mutual Fund . This fund has been in existence for 7 yrs 11 m, having been launched on 17/09/2014. Kotak Equity Savings Fund Direct-Growth has ₹1,972 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 1.09%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 34.23% allocation to equity and 19.20% to Debt.
  • Kotak Equity Savings Fund Direct-Growth returns of last 1-year are 8.44%. Since launch, it has delivered 9.40% average annual returns. The fund has doubled the money invested in it every 8 yrs.
  • Kotak Equity Savings Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
  • The fund's equity portion is primarily invested in Financial, Services, Automobile, Technology, Energy sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
  • The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
  • The fund's top 5 holdings are in Kotak Floating Rate Short-term Scheme Direct-Growth, ICICI Bank Ltd., Adani Ports and Special Economic Zone Ltd., Reliance Industries Ltd., Maruti Suzuki India Ltd..
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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Allocation by Market Cap

Large Cap 29.84%

Mid Cap 3.33%

Small Cap 1.06%

Other Cap 0%

Allocation by Sector

Financial 17.43%

Services 11.72%

Automobile 7.27%

Technology 7.05%

Top Debt Holdings

GOI 2.27%

Allocation by Credit Quality

Cash 33.98%

Cash & Call Money 12.59%

A1+ 10.09%

SOV 8.87%

Allocation by Instruments

Cash Margin 33.98%

Mutual Fund 13.31%

Repo 9.92%

GOI Securities Floating Rate Bond 3.78%

Other Holdings

Kotak Floating Rate Short-term Scheme Direct-Growth 10.27%

Others 8.11%

Kotak Liquid Plan A - Growth 3.29%

Comparison with equity savings Funds

as on Sep 12, 2022
1.13 % p.a
This fund


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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 1.13% 0.93% 5 / 18
3 months 5.21% 5.56% 12 / 18
6 months 4.52% 3.78% 6 / 18
1 year 8.45% 4.44% 1 / 18
3 years 11.44% 10.6% 7 / 18
5 years 8.95% 7.86% 5 / 14


Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

Kotak Equity Savings Fund


The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.

  • Std. Dev : 8.36
  • Alpha : 1.62
  • Beta : 1.05
  • Sharpe : 0.9
  • Sortino : 0.91
  • Profile

    Arjun Khanna

    Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)

    Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.

  • Profile

    Hiten Shah

    Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.

    Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.

  • Profile

    Devender Singhal

    Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

    Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund



See all schemes


₹2,83,897 Crs

As on Jun 30, 2022

  • Phone: 022-61152100 / 1800-22-2626
  • Address: The Capital Building,
    Behind ICICI Bank, G Block BKC, Bandra Kurla Complex
    Bandra (E)
    Mumbai, 400051

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Frequently asked questions

How are the returns of Kotak Equity Savings Fund ?

The Kotak Equity Savings Fund is a 7 yrs 11 m old fund and has delivered average annual returns of 9.39% since inception.

Kotak Equity Savings Fund Returns

1-Year 3-Year 5-Year Since Inception
8.45% 11.44% 8.95% 9.39%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of Kotak Equity Savings Fund for Sep 09, 2022 is 20.36 .

Kotak Equity Savings Fund has an ET Money Rank of # 5 of 18 and a consistency rating of 3 .

This indicates the fund has delivered above-average returns, however, the consistency at which it generates returns is not so great. If you are ok with sharp swings in your returns, you can go for this fund

On ET Money, Investing in Kotak Equity Savings Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in Kotak Equity Savings Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of Kotak Equity Savings Fund is 1.09%.  .

Redeeming your investments in Kotak Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of Kotak Equity Savings Fund is ₹1,972 Crs.

The Kotak Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
ICICI Bank Ltd. 6.31%
Adani Ports and Special Economic Zone Ltd. 5.1%
Reliance Industries Ltd. 4.86%
Maruti Suzuki India Ltd. 3.47%
Adani Enterprises Ltd. 3.39%
ITC Ltd. 3.32%
Infosys Ltd. 2.76%
State Bank of India 2.74%
Bank Of Baroda 2.27%
Grasim Industries Ltd. 2.24%

The Kotak Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Financial 17.43%
Services 11.72%
Automobile 7.27%
Technology 7.05%
Energy 6.86%
Consumer Staples 4.97%
Metals & Mining 3.39%
Materials 3.03%
Healthcare 2.19%
Construction 1.42%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Equity Savings Fund's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
Cash 33.98%
Cash & Call Money 12.59%
A1+ 10.09%

The top 3 debt holdings of Kotak Equity Savings Fund are as follows

Holding Name Percentage of Portfolio
GOI 2.27%
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