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NAV as of ( Sep 09, 2022 )

27.79 0.12 % 1-D Change

8.73% p.a.

You get upto 0.68% extra returns

ET Money's Fund Report Card - IDFC Asset Allocation Fund -Conservative Plan

ET Money Rank


Out of 28

Performance Quality info

Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Very Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

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Scheme Details

ET Money Rank 15 Out of 28
VRO Rating 3
Expense ratio 0.14%  As on Jul 31, 2022
Exit Load 1.0% info
AUM (Fund Size) 9 Crs
Lock-in No Lockin
Age 9 yrs 8 m Since Jan 01, 2013
Benchmark CRISIL Hybrid 85+15 Conservative
Min. Investment

SIP 1000  &

Lumpsum 5000

About IDFC Asset Allocation Fund -Conservative Plan

IDFC Asset Allocation Conservative Direct- Growth is a Conservative Hybrid mutual fund scheme from Idfc Mutual Fund . This fund has been in existence for 9 yrs 8 m, having been launched on 01/01/2013. IDFC Asset Allocation Conservative Direct- Growth has ₹9 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.14%, which is less than what most other Conservative Hybrid funds charge. Currently, the fund has a 27.30% allocation to equity and 63.06% to Debt.
  • IDFC Asset Allocation Conservative Direct- Growth returns of last 1-year are 3.01%. Since launch, it has delivered 8.74% average annual returns. The fund has doubled the money invested in it every 9 yrs.
  • IDFC Asset Allocation Conservative Direct- Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
  • The fund's equity portion is primarily invested in Financial sectors. It has taken less exposure in Financial sectors compared to other funds in the category.
  • The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
  • The fund's top 5 holdings are in IDFC Ultra Short Term Fund - Direct Plan - Growth, IDFC Large Cap Fund Direct-Growth, IDFC Super Saver Income Fund - Short Term Plan - Direct Plan, IDFC Imperial Equity Fund - Direct Plan, IDFC Cash Fund - Direct Plan.
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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Top Stock Holdings

Bifurcation by Holding is not available for this fund

Allocation by Market Cap

Large Cap 21.29%

Mid Cap 3.44%

Small Cap 2.57%

Other Cap 0%

Allocation by Sector

Bifurcation by Sector is not available for this fund

Top Debt Holdings

Others 0.03%

Allocation by Credit Quality

A1+ 28.14%

SOV 20.96%

AAA 13.93%

Cash & Call Money 9.27%

Allocation by Instruments

Mutual Fund 95.51%

Repo 4.68%

Margin Money 0.03%

Other Holdings

IDFC Ultra Short Term Fund - Direct Plan - Growth 45.24%

IDFC Large Cap Fund Direct-Growth 20.1%

IDFC Super Saver Income Fund - Short Term Plan - Direct Plan 19.34%

IDFC Imperial Equity Fund - Direct Plan 7.58%

Comparison with conservative hybrid Funds

as on Sep 12, 2022
0.65 % p.a
This fund


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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 0.65% 1.23% 30 / 32
3 months 5.34% 6.05% 18 / 32
6 months 2.67% 3.74% 26 / 32
1 year 2.98% 4.75% 23 / 32
3 years 7.74% 9.46% 22 / 28
5 years 6.79% 7.36% 17 / 26


Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

IDFC Asset Allocation Fund -Conservative Plan


The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

  • Std. Dev : 4.93
  • Alpha : 0.46
  • Beta : 0.64
  • Sharpe : 0.83
  • Sortino : 0.83
  • Profile

    Sachin Relekar

    Mr. Relekar is an MMS(Finance) from Jamnalal Bajaj Institute of Management Studies Mumbai and B.E (Mechanical) from K.E.S. College of Engineering Islampur.

    Prior to joining IDFC AMC he has worked with LIC Mutual Fund, Tata AMC, CD Equity Search, Innovision Consulting and Tech Pacific India.

IDFC Mutual Fund

IDFC Mutual Fund



See all schemes


₹1,17,110 Crs

As on Jun 30, 2022

  • Address: No. 27, Ground Floor
    Khetan Bhavan,198, Jamshedji Tata Road,
    Mumbai, 400020

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Frequently asked questions

How are the returns of IDFC Asset Allocation Fund -Conservative Plan ?

The IDFC Asset Allocation Fund -Conservative Plan is a 9 yrs 8 m old fund and has delivered average annual returns of 8.73% since inception.

IDFC Asset Allocation Fund -Conservative Plan Returns

1-Year 3-Year 5-Year Since Inception
2.98% 7.74% 6.79% 8.73%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of IDFC Asset Allocation Fund -Conservative Plan for Sep 09, 2022 is 27.79 .

IDFC Asset Allocation Fund -Conservative Plan has an ET Money Rank of # 15 of 28 and a consistency rating of 2 .

This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.

On ET Money, Investing in IDFC Asset Allocation Fund -Conservative Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in IDFC Asset Allocation Fund -Conservative Plan is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of IDFC Asset Allocation Fund -Conservative Plan is 0.14%.  .

Redeeming your investments in IDFC Asset Allocation Fund -Conservative Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in IDFC Asset Allocation Fund -Conservative Plan from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of IDFC Asset Allocation Fund -Conservative Plan is ₹9 Crs.

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The IDFC Asset Allocation Fund -Conservative Plan's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
A1+ 28.14%
SOV 20.96%
AAA 13.93%

The top 3 debt holdings of IDFC Asset Allocation Fund -Conservative Plan are as follows

Holding Name Percentage of Portfolio
Others 0.03%
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