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NAV as of ( Sep 09, 2022 )
₹ 28.43 0.04 % 1-D Change
You get upto 1.23% extra returns
ET Money Rank
Out of 28
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
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|ET Money Rank||10 Out of 28|
|Expense ratio||0.97% As on Jul 31, 2022|
|AUM (Fund Size)||₹ 185 Crs|
|Age||9 yrs 8 m Since Jan 01, 2013|
|Benchmark||CRISIL Short Term Debt Hybrid 75+25 Fund|
SIP ₹ 500 &
Lumpsum ₹ 5000
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You would have earned ₹ 1,001 more by investing in ET Money Direct Plan
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Large Cap 20.96%
Mid Cap 5.14%
Small Cap 3.54%
Other Cap 0%
Consumer Staples 3.13%
Capital Goods 2.83%
Power Finance Corpn. Ltd. 5.44%
Bajaj Housing Finance Ltd. 5.26%
Reliance Utilities and Power Pvt. Ltd 5.17%
Cash & Call Money 7.74%
GOI Securities 35.05%
Non Convertible Debenture 14.74%
Central Government Loan 5.62%
|Fund name||Annual Return %||Consistency||Value Research Rating|
|Kotak Multi Asset Allocator FoF - Dynamic||14.8%|
|Kotak Debt Hybrid Fund||9.8%|
|Canara Robeco Conservative Hybrid Fund||8.95%|
|ICICI Prudential Regular Savings Fund||8.92%|
|ICICI Prudential Income Optimizer Fund (FOF)||8.48%|
|SBI Conservative Hybrid Fund||8.39%|
|Tata Retirement Savings Conservative Fund||7.14%|
Sign-up for free to compare fund with conservative hybrid funds
|Period||Trailing returns||Category average||Rank within category|
|1 month||1.05%||1.23%||19 / 32|
|3 months||5.59%||6.05%||15 / 32|
|6 months||3.08%||3.74%||23 / 32|
|1 year||1.49%||4.75%||31 / 32|
|3 years||9.2%||9.46%||15 / 28|
|5 years||7.14%||7.36%||15 / 26|
Level of Risk in the Scheme
Investors understand that their principal will be at Moderately High risk
HYBRID CONSERVATIVE HYBRID
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Mr. Udasi is a B.Com and also holds PGDM(Finance).
Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
As on Jun 30, 2022
The Tata Retirement Savings Conservative Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 10.13% since inception.
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of Tata Retirement Savings Conservative Fund for Sep 09, 2022 is 28.43 .
Tata Retirement Savings Conservative Fund has an ET Money Rank of # 10 of 28 and a consistency rating of 3 .
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
On ET Money, Investing in Tata Retirement Savings Conservative Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of Tata Retirement Savings Conservative Fund is 0.97%. .
Redeeming your investments in Tata Retirement Savings Conservative Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Tata Retirement Savings Conservative Fund from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of Tata Retirement Savings Conservative Fund is ₹185 Crs.
The Tata Retirement Savings Conservative Fund's equity portion has been invested in the stocks of the following companies
|Company||Percentage of Portfolio|
|ICICI Bank Ltd.||2.63%|
|HDFC Bank Ltd.||1.98%|
|Reliance Industries Ltd.||1.71%|
|SBI Cards & Payments Services Ltd.||1.22%|
|Titan Company Ltd.||0.93%|
|Jubilant FoodWorks Ltd.||0.88%|
|Housing Development Finance Corpn. Ltd.||0.79%|
|Radico Khaitan Ltd.||0.79%|
The Tata Retirement Savings Conservative Fund's equity portion is primarily invested in the following sectors -
|Sector||Percentage of Portfolio|
The credit rating of the instruments in which the fund invests represents the quality of the borrower.The Tata Retirement Savings Conservative Fund's debt portion's allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||7.74%|
The top 3 debt holdings of Tata Retirement Savings Conservative Fund are as follows
|Holding Name||Percentage of Portfolio|
|Power Finance Corpn. Ltd.||5.44%|
|Bajaj Housing Finance Ltd.||5.26%|