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NAV as of ( Sep 09, 2022 )

41.01 0.02 % 1-D Change

7.92% p.a.

You get upto 0.63% extra returns

ET Money's Fund Report Card - DSP Short-term Fund

ET Money Rank

8

Out of 22

ranking
Performance Quality info

Good drop-arrow

Generated returns consistently

3/5

Increased returns for each unit of additional risk info

3/5

Downside Protection info

Good drop-arrow

Controlled losses during market corrections

3/5

Delivered returns without frequent ups and downs

3/5

Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

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This fund vs
Show performance of:

Scheme Details

ET Money Rank 8 Out of 22
VRO Rating 3
Expense ratio 0.3%  As on Jul 31, 2022
Exit Load 0%
AUM (Fund Size) 2,719 Crs
Lock-in No Lockin
Age 9 yrs 8 m Since Jan 01, 2013
Benchmark CRISIL Short Duration Fund AII Index
Min. Investment

SIP 500  &

Lumpsum 1000

About DSP Short-term Fund

DSP Short Term Direct Plan-Growth is a Short Duration mutual fund scheme from Dsp Mutual Fund . This fund has been in existence for 9 yrs 8 m, having been launched on 01/01/2013. DSP Short Term Direct Plan-Growth has ₹2,719 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.3%, which is close to what most other Short Duration funds charge.
  • DSP Short Term Direct Plan-Growth returns of last 1-year are 2.80%. Since launch, it has delivered 7.93% average annual returns. The fund has doubled the money invested in it every 9 yrs.
  • DSP Short Term Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
  • The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
  • The fund's top holdings are in GOI, Small Industries Devp. Bank of India Ltd., Rural Electrification Corpn. Ltd., Housing Development Finance Corpn. Ltd., HDFC Bank Ltd..
.....
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Total value Profit
This fund
Category Average
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Top Stock Holdings

Bifurcation by Holding is not available for this fund

Allocation by Market Cap

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Allocation by Sector

Bifurcation by Sector is not available for this fund

Top Debt Holdings

GOI 16.23%

Small Industries Devp. Bank of India Ltd. 8.92%

Rural Electrification Corpn. Ltd. 6.46%

Housing Development Finance Corpn. Ltd. 4.25%

Allocation by Credit Quality

AAA 56.8%

SOV 20.02%

Cash & Call Money 11.79%

A1+ 10.45%

Allocation by Instruments

Debenture 41.57%

GOI Securities 16.23%

Reverse Repo 12.55%

Non Convertible Debenture 11.45%

Other Holdings

Others 12.55%

Comparison with short duration Funds

as on Sep 12, 2022
Average
0.52%
0.43 % p.a
This fund

Lowest
0.37%

Highest
0.93%
Pick time period to see return
  • 1m
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  • 1y
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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 0.43% 0.52% 16 / 21
3 months 1.7% 1.92% 16 / 21
6 months 1.51% 1.65% 14 / 20
1 year 2.77% 3.44% 13 / 18
3 years 6.02% 6.43% 13 / 18
5 years 6.54% 6.43% 12 / 17

Riskometer

Level of Risk in the Scheme

riskometer-not-rated

Sorry! Our analysts are busy working on analysing a risk rating for this scheme. Please bear with us in the meantime.

DSP Short-term Fund

DEBT SHORT DURATION

The scheme seeks to generate income commensurate with prudent risk, from a portfolio constituted of money market securities and debt securities.

  • Std. Dev : 1.79
  • Alpha : 4.87
  • Beta : 2.58
  • Sharpe : 1.33
  • Sortino : 2.69
  • Profile

    Laukik Bagwe

    Mr. Bagwe is a B.Com (H) and PGDBA (Finance)

    Prior to joining DSP Mutual Fund he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

  • Profile

    Sandeep Yadav

    Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.

    Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

DSP Mutual Fund

DSP Mutual Fund

# SCHEMES

43

See all schemes

TOTAL AUM:

₹1,06,682 Crs

As on Jun 30, 2022

  • Phone: 1800-208-4499 / 1800-200-4499
  • Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction
    Western Express Highway,
    Andheri East
    Mumbai, 400069

Compare with similar Funds

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Frequently asked questions

How are the returns of DSP Short-term Fund ?

The DSP Short-term Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 7.92% since inception.

DSP Short-term Fund Returns

1-Year 3-Year 5-Year Since Inception
2.77% 6.02% 6.54% 7.92%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of DSP Short-term Fund for Sep 09, 2022 is 41.01 .

DSP Short-term Fund has an ET Money Rank of # 8 of 22 and a consistency rating of 3 .

This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.

On ET Money, Investing in DSP Short-term Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in DSP Short-term Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of DSP Short-term Fund is 0.3%.  .

Redeeming your investments in DSP Short-term Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Short-term Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of DSP Short-term Fund is ₹2,719 Crs.

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Short-term Fund allocation by credit quality is given below

Credit Quality Percentage of Portfolio
AAA 56.8%
SOV 20.02%
Cash & Call Money 11.79%

The top 3 debt holdings of DSP Short-term Fund are as follows

Holding Name Percentage of Portfolio
GOI 16.23%
Small Industries Devp. Bank of India Ltd. 8.92%
Rural Electrification Corpn. Ltd. 6.46%
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