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Previously called: HDFC Multiple Yield Direct-G

NAV as of ( Sep 09, 2022 )

54.29 0.05 % 1-D Change

10.26% p.a.

You get upto 0.93% extra returns

ET Money's Fund Report Card - HDFC Equity Savings Fund

ET Money Rank


Out of 18

Performance Quality info

Very Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Very Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

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Scheme Details

ET Money Rank 2 Out of 18
VRO Rating 3
Expense ratio 1.21%  As on Jul 31, 2022
Exit Load 1.0% info
AUM (Fund Size) 2,611 Crs
Lock-in No Lockin
Age 9 yrs 8 m Since Jan 01, 2013
Benchmark NIFTY Equity Savings TRI
Min. Investment

SIP 100  &

Lumpsum 100

About HDFC Equity Savings Fund

HDFC Equity Savings Direct Plan-Growth is a Equity Savings mutual fund scheme from Hdfc Mutual Fund . This fund has been in existence for 9 yrs 8 m, having been launched on 01/01/2013. HDFC Equity Savings Direct Plan-Growth has ₹2,611 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 1.21%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 37.24% allocation to equity and 21.65% to Debt.
  • HDFC Equity Savings Direct Plan-Growth returns of last 1-year are 6.31%. Since launch, it has delivered 10.27% average annual returns. The fund has doubled the money invested in it every 7 yrs.
  • HDFC Equity Savings Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
  • The fund's equity portion is primarily invested in Financial, Automobile, Healthcare, Energy, Services sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
  • The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
  • The fund's top 5 holdings are in Reserve Bank of India, GOI, State Bank of India, ICICI Bank Ltd., Adani Ports and Special Economic Zone Ltd..
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Investment Returns Calculator

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Total value Profit
This fund
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Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Allocation by Market Cap

Large Cap 32.25%

Mid Cap 2.59%

Small Cap 2.4%

Other Cap 0%

Allocation by Sector

Financial 17.15%

Automobile 6.96%

Healthcare 5.66%

Energy 5.25%

Top Debt Holdings

Reserve Bank of India 7.55%

GOI 7.13%

Powergrid Infrastructure Investment Trust 2.21%

Power Finance Corpn. Ltd. 1.92%

Allocation by Credit Quality

Cash 29.68%

SOV 15.08%

Cash & Call Money 11.44%

AAA 3.27%

Allocation by Instruments

Cash Margin 29.68%

Treasury Bills 7.55%

Repo 7.23%

GOI Securities 7.14%

Other Holdings

Others 7.23%

Comparison with equity savings Funds

as on Sep 12, 2022
1.24 % p.a
This fund


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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 1.24% 0.93% 4 / 18
3 months 6.48% 5.56% 6 / 18
6 months 4.8% 3.78% 5 / 18
1 year 6.4% 4.44% 5 / 18
3 years 11.96% 10.6% 3 / 18
5 years 9.02% 7.86% 4 / 14


Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

HDFC Equity Savings Fund


The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.

  • Std. Dev : 9.56
  • Alpha : 1.54
  • Beta : 1.19
  • Sharpe : 0.86
  • Sortino : 0.98
  • Profile

    Krishan Kumar Daga

    Mr. Daga is a B.Com (H).

    Prior to joining HDFC AMC he has worked with Reliance Mutual Fund, Reliance Capital Ltd., Deutsche Securities, B&K Securities, Brics Securities, JP Morgan Securities and HSBC Securities.

  • Profile

    Anil Bamboli

    Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

    Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

  • Profile

    Arun Agarwal

    Mr. Agarwal is a B.Com., Chartered Accountant

    Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.

  • Profile

    Srinivasan Ramamurthy

    Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

    Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

HDFC Mutual Fund

HDFC Mutual Fund



See all schemes


₹4,18,852 Crs

As on Jun 30, 2022

  • Phone: 1800-3010-6767 / 1800-419-7676
  • Address: Ground Floor, Mafatlal House, H.T Parekh Marg
    Backbay Reclamation
    Mumbai, 400020

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Frequently asked questions

How are the returns of HDFC Equity Savings Fund ?

The HDFC Equity Savings Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 10.26% since inception.

HDFC Equity Savings Fund Returns

1-Year 3-Year 5-Year Since Inception
6.4% 11.96% 9.02% 10.26%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of HDFC Equity Savings Fund for Sep 09, 2022 is 54.29 .

HDFC Equity Savings Fund has an ET Money Rank of # 2 of 18 and a consistency rating of 4 .

This indicates the fund has not only delivered solid returns in the past but has done so with exceptional consistency. All this means HDFC Equity Savings Fund can be a good addition to your portfolio.

On ET Money, Investing in HDFC Equity Savings Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in HDFC Equity Savings Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of HDFC Equity Savings Fund is 1.21%.  .

Redeeming your investments in HDFC Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of HDFC Equity Savings Fund is ₹2,611 Crs.

The HDFC Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
State Bank of India 4.09%
ICICI Bank Ltd. 3.72%
Adani Ports and Special Economic Zone Ltd. 3.5%
Maruti Suzuki India Ltd. 3.26%
Titan Company Ltd. 3.03%
Infosys Ltd. 2.89%
HDFC Bank Ltd. 2.82%
Housing Development Finance Corpn. Ltd. 2.21%
Larsen & Toubro Ltd. 2.09%
ITC Ltd. 2.04%

The HDFC Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Financial 17.15%
Automobile 6.96%
Healthcare 5.66%
Energy 5.25%
Services 4.82%
Metals & Mining 4.7%
Consumer Staples 4.41%
Technology 4.39%
Consumer Discretionary 3.39%
Construction 3.11%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Equity Savings Fund's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
Cash 29.68%
SOV 15.08%
Cash & Call Money 11.44%

The top 3 debt holdings of HDFC Equity Savings Fund are as follows

Holding Name Percentage of Portfolio
Reserve Bank of India 7.55%
GOI 7.13%
Powergrid Infrastructure Investment Trust 2.21%
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