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Previously called: HDFC Floating Rate Income ST Wholesale Direct-G

NAV as of ( Sep 09, 2022 )

40.93 0.04 % 1-D Change

7.87% p.a.

You get upto 0.22% extra returns

ET Money's Fund Report Card - HDFC Floating Rate Debt Fund

ET Money Rank


Out of 7

Performance Quality info

Very Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Very Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

This fund vs
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Scheme Details

ET Money Rank 1 Out of 7
VRO Rating N.A.
Expense ratio 0.26%  As on Jul 31, 2022
Exit Load 0%
AUM (Fund Size) 16,072 Crs
Lock-in No Lockin
Age 9 yrs 8 m Since Jan 01, 2013
Benchmark NIFTY Low Duration Debt TRI
Min. Investment

SIP 100  &

Lumpsum 100

About HDFC Floating Rate Debt Fund

HDFC Floating Rate Debt Fund Direct Plan-Growth is a Floater mutual fund scheme from Hdfc Mutual Fund . This fund has been in existence for 9 yrs 8 m, having been launched on 01/01/2013. HDFC Floating Rate Debt Fund Direct Plan-Growth has ₹16,072 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 0.26%, which is close to what most other Floater funds charge.
  • HDFC Floating Rate Debt Fund Direct Plan-Growth returns of last 1-year are 3.89%. Since launch, it has delivered 7.87% average annual returns. The fund has doubled the money invested in it every 10 yrs.
  • HDFC Floating Rate Debt Fund Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
  • The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
  • The fund's top holdings are in GOI, Reserve Bank of India, National Bank For Agriculture & Rural Development, Panatone Finvest Ltd, Embassy Office Parks REIT.
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Investment Returns Calculator

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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Top Stock Holdings

Bifurcation by Holding is not available for this fund

Allocation by Market Cap

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Allocation by Sector

Bifurcation by Sector is not available for this fund

Top Debt Holdings

GOI 5.39%

Reserve Bank of India 4.24%

National Bank For Agriculture & Rural Development 4.03%

Panatone Finvest Ltd 3.33%

Allocation by Credit Quality

AAA 44.06%

SOV 32.56%

AA- 6.22%

A1+ 5.91%

Allocation by Instruments

Non Convertible Debenture 30.06%

Debenture 21.15%

GOI Securities 20.83%

Commercial Paper 5.91%

Other Holdings

Others 1.03%

Comparison with floater Funds

as on Sep 12, 2022
0.96 % p.a
This fund


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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 0.96% 0.66% 2 / 12
3 months 1.98% 1.73% 3 / 12
6 months 2.58% 2.23% 4 / 12
1 year 3.85% 3.54% 4 / 12
3 years 6.36% 6.23% 4 / 7
5 years 6.89% 6.77% 2 / 5


Level of Risk in the Scheme


Investors understand that their principal will be at Moderate risk

HDFC Floating Rate Debt Fund


The scheme seeks to generate income / capital appreciation through investment in a portfolio comprising substantially of floating rate debt, fixed rate debt instruments swapped for floating rate returns and money market instruments.

  • Std. Dev : 1.26
  • Alpha : 3.71
  • Beta : 1.08
  • Sharpe : 2.13
  • Sortino : 4.06
  • Profile

    Vikash Agarwal

    Mr. Agarwal is a B.Com., CA, CFA

    Prior to joining HDFC AMC, he has worked with Larsen & Toubro Ltd.

  • Profile

    Shobhit Mehrotra

    He is an MBA from Clemson University, USA.

    Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

HDFC Mutual Fund

HDFC Mutual Fund



See all schemes


₹4,18,852 Crs

As on Jun 30, 2022

  • Phone: 1800-3010-6767 / 1800-419-7676
  • Address: Ground Floor, Mafatlal House, H.T Parekh Marg
    Backbay Reclamation
    Mumbai, 400020

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Frequently asked questions

How are the returns of HDFC Floating Rate Debt Fund ?

The HDFC Floating Rate Debt Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 7.87% since inception.

HDFC Floating Rate Debt Fund Returns

1-Year 3-Year 5-Year Since Inception
3.85% 6.36% 6.89% 7.87%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of HDFC Floating Rate Debt Fund for Sep 09, 2022 is 40.93 .

HDFC Floating Rate Debt Fund has an ET Money Rank of # 1 of 7 and a consistency rating of 3 .

This indicates the fund has generated solid returns, however, the consistency at which it generates returns is not so great. If you won't get restless during periods of low returns, you can go for this fund.

On ET Money, Investing in HDFC Floating Rate Debt Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in HDFC Floating Rate Debt Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of HDFC Floating Rate Debt Fund is 0.26%.  .

Redeeming your investments in HDFC Floating Rate Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Floating Rate Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of HDFC Floating Rate Debt Fund is ₹16,072 Crs.

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Floating Rate Debt Fund allocation by credit quality is given below

Credit Quality Percentage of Portfolio
AAA 44.06%
SOV 32.56%
AA- 6.22%

The top 3 debt holdings of HDFC Floating Rate Debt Fund are as follows

Holding Name Percentage of Portfolio
GOI 5.39%
Reserve Bank of India 4.24%
National Bank For Agriculture & Rural Development 4.03%
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