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Previously called: UTI Wealth Builder Direct-G

NAV as of ( Sep 09, 2022 )

48.54 0.31 % 1-D Change

7.65% p.a.

You get upto 0.77% extra returns

ET Money's Fund Report Card - UTI Multi Asset Fund

ET Money Rank


Out of 12

Performance Quality info

Poor drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

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Scheme Details

ET Money Rank 11 Out of 12
VRO Rating 2
Expense ratio 1.09%  As on Jul 31, 2022
Exit Load 1.0% info
AUM (Fund Size) 886 Crs
Lock-in No Lockin
Age 9 yrs 8 m Since Jan 01, 2013
Benchmark NA
Min. Investment

SIP 500  &

Lumpsum 5000

About UTI Multi Asset Fund

UTI Multi Asset Fund Direct-Growth is a Multi Asset Allocation mutual fund scheme from Uti Mutual Fund . This fund has been in existence for 9 yrs 8 m, having been launched on 01/01/2013. UTI Multi Asset Fund Direct-Growth has ₹886 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 1.09%, which is higher than what most other Multi Asset Allocation funds charge. Currently, the fund has a 66.13% allocation to equity and 10.88% to Debt.
  • UTI Multi Asset Fund Direct-Growth returns of last 1-year are 3.18%. Since launch, it has delivered 7.66% average annual returns. The fund has doubled the money invested in it every 9 yrs.
  • UTI Multi Asset Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
  • The fund's equity portion is primarily invested in Financial, Technology, Energy, Capital Goods, Services sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
  • The debt portion of the fund has very low credit quality indicating the quality of borrowers it has lent it to is poor.
  • The fund's top 5 holdings are in UTI Gold Exchange Traded Fund, GOI, Bharti Airtel Ltd., Infosys Ltd., Titan Company Ltd..
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Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Allocation by Market Cap

Large Cap 32.67%

Mid Cap 23.94%

Small Cap 9.52%

Other Cap 0%

Allocation by Sector

Technology 14.17%

Energy 6.58%

Capital Goods 6.12%

Services 5.86%

Top Debt Holdings

GOI 7.18%

Indian Bank 1.12%

Punjab National Bank 1.12%

Canara Bank 1.09%

Allocation by Credit Quality

SOV 7.32%

Cash & Call Money 3.8%

Term Deposits 2.47%

A1+ 1.09%

Allocation by Instruments

Mutual Fund 19.19%

GOI Securities 7.18%

Net Current Assets 3.8%

Short Term Deposit 2.47%

Other Holdings

UTI Gold Exchange Traded Fund 19.19%

Others 3.8%

Comparison with multi asset allocation Funds

as on Sep 12, 2022
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Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 1% 1.14% 10 / 21
3 months 10.22% 8.8% 7 / 21
6 months 4.35% 5.1% 12 / 21
1 year 3.22% 6.15% 16 / 20
3 years 11.22% 15.45% 9 / 12
5 years 7.55% 10.57% 11 / 12


Level of Risk in the Scheme

Very High

Investors understand that their principal will be at Very High risk

UTI Multi Asset Fund


The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.

  • Std. Dev : 14.06
  • Alpha : -1.9
  • Beta : 0.73
  • Sharpe : 0.57
  • Sortino : 0.61
  • Profile

    Sunil Patil

    Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

    He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

  • Profile

    Sharwan Kumar Goyal

    Mr.Goyal is B.Com, CFA and MMS.

    He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.

UTI Mutual Fund

UTI Mutual Fund



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₹2,24,279 Crs

As on Jun 30, 2022

  • Phone: 0263 2296993
  • Address: 1st Floor, Signature, Office No.103
    Valsad Dharampur Road

    Mumbai, 396001

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Frequently asked questions

How are the returns of UTI Multi Asset Fund ?

The UTI Multi Asset Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 7.65% since inception.

UTI Multi Asset Fund Returns

1-Year 3-Year 5-Year Since Inception
3.22% 11.22% 7.55% 7.65%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of UTI Multi Asset Fund for Sep 09, 2022 is 48.54 .

UTI Multi Asset Fund has an ET Money Rank of # 11 of 12 and a consistency rating of 1 .

This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.

On ET Money, Investing in UTI Multi Asset Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in UTI Multi Asset Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of UTI Multi Asset Fund is 1.09%.  .

Redeeming your investments in UTI Multi Asset Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Multi Asset Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of UTI Multi Asset Fund is ₹886 Crs.

The UTI Multi Asset Fund's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
Bharti Airtel Ltd. 3.46%
Infosys Ltd. 3.39%
Titan Company Ltd. 3.16%
Tata Elxsi Ltd. 3.05%
Sun Pharmaceutical Inds. Ltd. 2.82%
Tata Power Co. Ltd. 2.53%
Schaeffler India Ltd. 2.52%
Power Grid Corpn. Of India Ltd. 2.44%
Tata Motors Ltd. 2.42%
SRF Ltd. 2.41%

The UTI Multi Asset Fund's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Technology 14.17%
Energy 6.58%
Capital Goods 6.12%
Services 5.86%
Consumer Discretionary 4.01%
Metals & Mining 3.71%
Healthcare 3.58%
Communication 3.46%
Chemicals 3.26%
Textiles 3.05%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Multi Asset Fund's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
SOV 7.32%
Cash & Call Money 3.8%
Term Deposits 2.47%

The top 3 debt holdings of UTI Multi Asset Fund are as follows

Holding Name Percentage of Portfolio
GOI 7.18%
Indian Bank 1.12%
Punjab National Bank 1.12%
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