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NAV as of ( Sep 09, 2022 )
₹ 37.76 0.08 % 1-D Change
You get upto 0.62% extra returns
ET Money Rank
Out of 5
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
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|ET Money Rank||1 Out of 5|
|Expense ratio||1.07% As on Jul 31, 2022|
|AUM (Fund Size)||₹ 3,693 Crs|
|Age||9 yrs 8 m Since Jan 01, 2013|
|Benchmark||CRISIL Short Term Debt Hybrid 60+40 Fund|
SIP ₹ 500 &
Lumpsum ₹ 500
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You would have earned ₹ 1,001 more by investing in ET Money Direct Plan
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Large Cap 27.88%
Mid Cap 6.99%
Small Cap 4.69%
Other Cap -0%
Gujarat State 3.1%
Housing Development Finance Corpn. Ltd. 2.64%
Maharashtra State 2.09%
Cash & Call Money 11.47%
GOI Securities 20.68%
Net Current Assets 11.47%
State Development Loan 6.58%
|Fund name||Annual Return %||Consistency||Value Research Rating|
|ICICI Prudential Asset Allocator Fund (FOF)||11.76%|
|ICICI Prudential Passive Strategy Fund (FOF)||11.02%|
|Franklin India Life Stage FoF 30s Scheme||8.03%|
|UTI Retirement Benefit Pension Fund||7.79%|
|Franklin India Pension Fund||7.34%|
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|Period||Trailing returns||Category average||Rank within category|
|1 month||1.43%||1.34%||3 / 5|
|3 months||7.74%||8.64%||4 / 5|
|6 months||5.76%||5.82%||2 / 5|
|1 year||7.23%||5.26%||2 / 5|
|3 years||13.47%||13.51%||3 / 5|
|5 years||7.79%||9.19%||4 / 5|
Level of Risk in the Scheme
Investors understand that their principal will be at High risk
HYBRID BALANCED HYBRID
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.
Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.
Sunil Madhukar Patil
Mr. Patil is MMF, Finance
He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
As on Jun 30, 2022
The UTI Retirement Benefit Pension Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 9.95% since inception.
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of UTI Retirement Benefit Pension Fund for Sep 09, 2022 is 37.76 .
UTI Retirement Benefit Pension Fund has an ET Money Rank of # 1 of 5 and a consistency rating of 3 .
This indicates the fund has generated solid returns, however, the consistency at which it generates returns is not so great. If you won't get restless during periods of low returns, you can go for this fund.
On ET Money, Investing in UTI Retirement Benefit Pension Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of UTI Retirement Benefit Pension Fund is 1.07%. .
Redeeming your investments in UTI Retirement Benefit Pension Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in UTI Retirement Benefit Pension Fund from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of UTI Retirement Benefit Pension Fund is ₹3,693 Crs.
The UTI Retirement Benefit Pension Fund's equity portion has been invested in the stocks of the following companies
|Company||Percentage of Portfolio|
|ICICI Bank Ltd.||3.77%|
|HDFC Bank Ltd.||3.47%|
|State Bank of India||1.92%|
|Larsen & Toubro Ltd.||1.84%|
|Housing Development Finance Corpn. Ltd.||1.71%|
|Mahindra & Mahindra Ltd.||1.37%|
|Axis Bank Ltd.||1.32%|
|HCL Technologies Ltd.||1.26%|
The UTI Retirement Benefit Pension Fund's equity portion is primarily invested in the following sectors -
|Sector||Percentage of Portfolio|
The credit rating of the instruments in which the fund invests represents the quality of the borrower.The UTI Retirement Benefit Pension Fund's debt portion's allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||11.47%|
The top 3 debt holdings of UTI Retirement Benefit Pension Fund are as follows
|Holding Name||Percentage of Portfolio|
|Housing Development Finance Corpn. Ltd.||2.64%|