Pay ₹0 for 75 days of Genius, On India's 75 years of Independence by signing up within 75 hours
Download Mobile Apps

Great! You have sucessfully subscribed for newsletters for investments

Subscribed email:


Previously called: UTI MIS - Advantage Direct-G

NAV as of ( Sep 09, 2022 )

56.44 0.13 % 1-D Change

9.62% p.a.

You get upto 0.6% extra returns

ET Money's Fund Report Card - UTI Regular Savings Fund

ET Money Rank


Out of 28

Performance Quality info

Very Good drop-arrow

Generated returns consistently


Increased returns for each unit of additional risk info


Downside Protection info

Good drop-arrow

Controlled losses during market corrections


Delivered returns without frequent ups and downs


Minimum SIP amount is ₹
Minimum Lumpsum amount is ₹

By continuing, I agree to the Declaration and T&Cs.

none buyable frame

Fresh Investments closed in this fund!

This fund is no longer available to invest

This fund vs
Show performance of:

Scheme Details

ET Money Rank 14 Out of 28
VRO Rating 3
Expense ratio 1.2%  As on Jul 31, 2022
Exit Load 1.0% info
AUM (Fund Size) 1,611 Crs
Lock-in No Lockin
Age 9 yrs 8 m Since Jan 01, 2013
Benchmark NIFTY 50 Hybrid Composite Debt 15:85
Min. Investment

SIP 500  &

Lumpsum 5000

About UTI Regular Savings Fund

UTI Regular Savings Fund Direct-Growth is a Conservative Hybrid mutual fund scheme from Uti Mutual Fund . This fund has been in existence for 9 yrs 8 m, having been launched on 01/01/2013. UTI Regular Savings Fund Direct-Growth has ₹1,611 Crores worth of assets under management (AUM) as on 30/06/2022 and is medium-sized fund of its category. The fund has an expense ratio of 1.2%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 24.94% allocation to equity and 64.43% to Debt.
  • UTI Regular Savings Fund Direct-Growth returns of last 1-year are 6.61%. Since launch, it has delivered 9.62% average annual returns. The fund has doubled the money invested in it every 9 yrs.
  • UTI Regular Savings Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
  • The fund's equity portion is primarily invested in Financial, Automobile, Healthcare, Technology, Services sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
  • The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
  • The fund's top 5 holdings are in GOI, Gujarat State, HDFC Bank Ltd., Cholamandalam Investment & Finance Co. Ltd., ICICI Bank Ltd..
Find your investor personality!

Answer a few simple questions and understand why you take the financial decisions you do.

Investment Returns Calculator

of for

You would have earned ₹ 1,001 more by investing in ET Money Direct Plan

Total value Profit
This fund
Category Average
Bank FD

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Aug 31, 2022
Allocation by Market Cap

Large Cap 17.23%

Mid Cap 4.5%

Small Cap 3.21%

Other Cap 0%

Allocation by Sector

Financial 7.48%

Automobile 2.57%

Healthcare 2.44%

Technology 2.35%

Top Debt Holdings

GOI 4.62%

Gujarat State 4.06%

Cholamandalam Investment & Finance Co. Ltd. 2.21%

Reliance Jio Infratel Pvt. Ltd. 1.83%

Allocation by Credit Quality

SOV 37.85%

AAA 12.81%

Cash & Call Money 10.66%

AA+ 9.03%

Allocation by Instruments

GOI Securities 28.38%

Non Convertible Debenture 12.83%

Net Current Assets 10.66%

Debenture 7.16%

Other Holdings

Others 10.66%

Comparison with conservative hybrid Funds

as on Sep 12, 2022
1.31 % p.a
This fund


Pick time period to see return
  • 1m
  • 3m
  • 6m
  • 1y
  • 3y
  • 5y

Trailing Returns and Ranks

as on Sep 12, 2022
Period Trailing returns Category average Rank within category
1 month 1.31% 1.23% 13 / 32
3 months 6.25% 6.05% 9 / 32
6 months 3.73% 3.74% 14 / 32
1 year 6.45% 4.75% 8 / 32
3 years 10.12% 9.46% 12 / 28
5 years 7.29% 7.36% 14 / 26


Level of Risk in the Scheme

Moderately High

Investors understand that their principal will be at Moderately High risk

UTI Regular Savings Fund


The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.

  • Std. Dev : 6.78
  • Alpha : 1.43
  • Beta : 0.85
  • Sharpe : 0.92
  • Sortino : 1.11
  • Profile

    Amandeep Singh Chopra

    Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

    He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

  • Profile

    Amit Kumar Premchandani

    Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.

    Prior to joining UTI, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

UTI Mutual Fund

UTI Mutual Fund



See all schemes


₹2,24,279 Crs

As on Jun 30, 2022

  • Phone: 0263 2296993
  • Address: 1st Floor, Signature, Office No.103
    Valsad Dharampur Road

    Mumbai, 396001

Compare with similar Funds

Hide comparison

Frequently asked questions

How are the returns of UTI Regular Savings Fund ?

The UTI Regular Savings Fund is a 9 yrs 8 m old fund and has delivered average annual returns of 9.62% since inception.

UTI Regular Savings Fund Returns

1-Year 3-Year 5-Year Since Inception
6.45% 10.12% 7.29% 9.62%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of UTI Regular Savings Fund for Sep 09, 2022 is 56.44 .

UTI Regular Savings Fund has an ET Money Rank of # 14 of 28 and a consistency rating of 4 .

This indicates the fund has generated average returns. However, whatever returns the fund delivers, it does so with exceptional consistency. You can consider this fund if the predictability of returns is what you are looking for

On ET Money, Investing in UTI Regular Savings Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -

  1. Click on the Invest Now Button present on the top right-hand side.
  2. Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
  3. Provide few more details needed including the bank account from which you will be making the payment and confirm.
  4. That's it. Your SIP or one-time investment in UTI Regular Savings Fund is done.

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of UTI Regular Savings Fund is 1.2%.  .

Redeeming your investments in UTI Regular Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Regular Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolio's equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesn't update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of UTI Regular Savings Fund is ₹1,611 Crs.

The UTI Regular Savings Fund's equity portion has been invested in the stocks of the following companies

Company Percentage of Portfolio
HDFC Bank Ltd. 2.31%
ICICI Bank Ltd. 1.98%
Infosys Ltd. 1.69%
Axis Bank Ltd. 1.12%
Bharti Airtel Ltd. 0.95%
State Bank of India 0.89%
ITC Ltd. 0.66%
Aditya Birla Fashion and Retail Ltd. 0.62%
Bajaj Auto Ltd. 0.61%
Maruti Suzuki India Ltd. 0.54%

The UTI Regular Savings Fund's equity portion is primarily invested in the following sectors -

Sector Percentage of Portfolio
Financial 7.48%
Automobile 2.57%
Healthcare 2.44%
Technology 2.35%
Services 1.5%
Materials 1.43%
Consumer Staples 1.31%
Metals & Mining 1.29%
Construction 1.08%
Communication 0.95%

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Regular Savings Fund's debt portion's allocation by credit quality is given below
Credit Quality Percentage of Portfolio
SOV 37.85%
AAA 12.81%
Cash & Call Money 10.66%

The top 3 debt holdings of UTI Regular Savings Fund are as follows

Holding Name Percentage of Portfolio
GOI 4.62%
Gujarat State 4.06%
Cholamandalam Investment & Finance Co. Ltd. 2.21%
亚博电竞 csgo 日博电竞外围全球9.4.2 dota2投注线上 lpl电竞比分注册APP v2.6(lpl电竞选手下载v3.1版) JJ竞技(拉萨)登录手游